FORECLOSURE DEFENSE

When your mortgage payments are late and you’re facing foreclosure, you need to act fast. Culik Law is experienced in stopping and delaying foreclosures, modifying loans, and getting homeowners back on track.  If there are material errors in your closing documents, you may even be able to cancel the mortgage and rescind your loan under the Truth in Lending Act and the Massachusetts Consumer Credit Cost Disclosure Act. You may even be able to get an injunction to stop foreclosure and force the bank to modify your loan if there has been predatory lending in violation of Massachusetts law.

With new foreclosure laws that President Obama has enacted, there are now more options than ever besides the traditional options available through HUD, the Veterans Administration, and state and local agencies.  Whether you need to do a short sale, loan modification, refinance through new government programs, or get a forbearance or deferment, Culik Law has the experience and leverage necessary.

EXAMINATION OF MORTGAGE DOCUMENTS

Culik Law can give you a thorough and professional examination of mortgage documents for Truth in Lending Act, Real Estate Settlement and Procedures Act, and Chapter 93A violations.

GET MORE DETAILS HERE: CULIK LAW FORECLOSURE & LOAN MODIFICATION WEBSITE