“The people’s good is the highest law.”

Culik Law is a Massachusetts Consumer Law Firm — we represent only consumers and champion the rights of individuals who have had their rights violated. Our goal is to hear your story and develop a personal connection with our clients, work with them to define their goals, and then find the best legal defense to achieve those goals.

ORGANIZATIONS WE BELONG TO / SUPPORT

• American Bar Association
• Massachusetts Bar Association
• Essex County Bar Association
• Boston Bar Association
• Volunteer Lawyers Project
• National Association of Consumer Advocates
• National Association of Consumer Bankruptcy Attorneys

REPRESENTATIVE CASES

Speleos v. BAC Home Loans Servicing, L.P., 755 F. Supp. 2d 304 (D. Mass. 2010)
Allowing homeowners to proceed with case against bank for violation of loan-modification guidelines, their allegations constituting negligence.

Speleos v. BAC Home Loans Servicing, L.P., No. 10–11503–NMG, 2011 WL 4899982, — F. Supp. 2d — (D. Mass. Oct. 14, 2011)
Allowing homeowners to proceed with case against bank for violation of loan-modification guidelines, their allegations constituting violation of the Consumer Protection Act, G.L. c. 93A.

Stagikas v. Saxon Mortg. Servs., Inc., No. 10–40164–FDS, 2011 WL 2652445, — F. Supp. 2d — (D. Mass. July 5, 2011)
Allowing homeowner’s case against bank for violation of loan-modification agreement under breach of contract and violation of the Consumer Protection Act.

Morris v. BAC Home Loans Servicing, L.P., 775 F. Supp. 2d 255 (D. Mass. 2011)
Homeowners alleged that bank’s pattern of misrepresentations and delay related to loan-modification application constituted violation of Consumer Protection Act.

Marmanides v. Lustig, Glaser & Wilson, P.C., No. 11-cv-11046 (D. Mass. 2011)
Debt collector law firm alleged to have violated the Fair Debt Collection Practices Act by sending collection correspondence to a consumer represented by an attorney. The debt collector admitted liability and settled the case.

Citibank, N.A. v. Duong, No. 1056CV0796 (Mass. Dist. 2010)
Order vacating a $128,000 judgment obtained by creditor due to defective service of a lawsuit.

Midland Funding, LLC v. Devlin, No. 201018CV001144 (Mass. Dist. 2011)
Culik Law obtained a complete dismissal of debt collection lawsuit against a consumer after the collector was unable to provide proof of ownership of the account.

Ording v. BAC Home Loans Servicing, LP, No. 10-10670-MBB, 2011 WL 99016, Slip Copy (D. Mass. Jan. 10, 2011)
First Massachusetts case setting standard for banks’ violations of Consumer Protection Act.

Birhanu v. McGee Wholesale Cars, Inc., No. SUCV2011-0014-H (Mass. Super. 2011)
Consumer case against used-car dealer, alleging that car salesman fraudulently inflated price of car by twice the advertised amount. This case has since settled.