DEBT DEFENSE

Consumer Protection Rights

Consumer Protections at Risk of Being Rolled Back; How to Help

The new administration announced plans to roll back consumer protections via an Executive Order. Although the order is vague, it essentially gives the U.S. Department of the Treasury instructions to restructure and limit the Dodd-Frank Act, the law passed to increase consumer protections after the...

fdcpa and business debt

Fair Debt Collection Practices Act Held Not to Apply to Business Debt

A recent Massachusetts decision reaffirms the important distinction between business debt and consumer debt when dealing with the Fair Debt Collection Practices Act (FDCPA) and the Massachusetts debt collection law, Mass. Gen. Laws chapter 93, section 49. The protections of these laws do not apply to...

Debt Resolutions Worth Keeping

If you make one resolution a priority this year, freeing yourself from debt is one that promises to be life changing and can bring positive change to other aspects of your life. New research shows that those who resolve to change their financial habits at...

5 Tips for Stopping Debt Collectors in Their Tracks

There are many ways to fight back against debt collectors. But to stop them cold, a few tips are worth repeating. These tips may not apply to every debt, but at least one of them might apply to yours. 1. Check the statute of limitations. Under Massachusetts...