CULIK LAW PC

Successful Day at Culik Law

Josef Culik — Wed, 04 Apr 2012 02:44:57 +0000

Although we are in court every week, I don’t always have time to post about our successes. But today was a particularly good day because we had good outcomes in two of our cases, so I thought I’d share them.

The first case was against Bank of America. We asked the judge for an injunction [...]

Eliminating Second Mortgages Under Chapter 13 Bankruptcy

CULIK LAW — Mon, 05 Mar 2012 03:13:23 +0000

As home values continue to decline, more and more homeowners are finding that their houses are worth less than they owe on their mortgages. This negative equity is often referred to as being “upside down” or “underwater.” For some homeowners who have two mortgages, the home may be so underwater that the amount owed on [...]

What is a Qualified Written Request and How Can It Help You?

Josef Culik — Fri, 24 Feb 2012 02:13:23 +0000

What is a Qualified Written Request and how can it help you to help deal with your mortgage servicer? This article explains.

Foreclosure Stopped with Last-Minute Restraining Order by Culik Law

Josef Culik — Wed, 04 Jan 2012 21:00:50 +0000

Foreclosure by Citizens Bank averted when Culik Law files motion for restraining order in Massachusetts Superior Court.

Superior Court Judge Denies Bank’s Motion to Dismiss HAMP Claims

Josef Culik — Tue, 03 Jan 2012 17:07:43 +0000

Culik Law lawsuit allowed to proceed against Bank of America for fraud related to foreclosure during loan modification talks.

Solicitations by Phone or Text… Just Say No

Shawna Culik — Sun, 30 Oct 2011 23:18:05 +0000

If someone, even an attorney, calls or sends you a text to solicit you and provides you with information about an upcoming foreclosure or seems to know more than they should about your mortgage, or makes grand promises without having all the facts, be very, very cautious.

Culik Law Sues Debt Collector Howard Lee Schiff PC for FDCPA Violations

Josef Culik — Fri, 28 Oct 2011 21:21:14 +0000

Culik Law sues collection firm Howard Lee Schiff for debt collection violations.

From Ibanez to Bevilacqua: Massachusetts SJC Rules that buyer of foreclosed real estate owns nothing if mortgage assignment was faulty.

Josef Culik — Mon, 24 Oct 2011 00:00:14 +0000

Last week, the Massachusetts Supreme Judicial Court issued its eagerly awaited opinion in the case of Bevilacqua v. Rodriguez. This decision is the follow-up to the landmark case of US Bank v. Ibanez. In Ibanez, in which the SJC ruled that if a foreclosure is conducted by [...]

8 Tips for Tenants: Before You Sign the Dotted Line…

CULIK LAW — Fri, 16 Sep 2011 15:27:51 +0000

Renting is on the rise. A growing number of Massachusetts residents are electing to rent rather than purchase their homes. The move away from home ownership is tied primarily to the foreclosure crisis, unstable housing and job markets, and a rising need for mobility. If you are renting, it is important to know your rights and what to expect from your landlord. Here are some basics for Massachusetts renters.

“Lemon” Aid for Consumers: Massachusetts Used Vehicle Consumer Protection Statute

CULIK LAW — Thu, 08 Sep 2011 18:11:36 +0000

If you feel you are being taken for a ride, pull the emergency brake. Used car dealers are required to give you an express written warranty at the time of purchase. Although they can offer you more protections, they cannot offer you anything less. Plus, the law offers further protections if you have defects or safety concerns after purchase. Know your rights going in, use them to your advantage, and invoke them if you run into trouble.