consumer protection Tag

CACH debt collector

Culik Law Vacates Judgments of Debt Buyer CACH, LLC

In two recent cases, Culik Law obtained court orders vacating default judgments against Massachusetts consumers by debt buyer CACH, LLC. The judgments had been entered against a Massachusetts consumer over five years earlier. The court held that the judgment was void because CACH, LLC was not...

Banks not Debt Collector under FDCPA

Bank Not a Debt Collector Under the FDCPA, Says Supreme Court

The Supreme Court has issued a long-awaited opinion addressing what type of company qualifies as a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The high court held that a bank who collects debts that it owns, even though the bank purchased the...