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credit scores and credit report millennial

Improving Millennials’ Bad Credit Scores

Millennials have the worst credit scores of any existing generation. Even though they are the largest living generation – even surpassing Baby Boomers – they still have problems obtaining and using credit. Some of this is for good reason. For example, Millennials tend to pay more...

8 Simple Ways To Elevate Your Credit Score

8 Simple Ways To Elevate Your Credit Score Is your credit (FICO) score helping you or hurting you? Were you recently denied credit or a good interest rate because of it? There are a few things you can start doing right now to up your score...

CFPB’s Plan to Monitor Credit Bureaus

Credit bureaus collect all sorts of information about us from credit card companies. This information affects whether you can get a mortgage, a credit card, an apartment, and virtually every aspect of your financial life. ...

Friend or Foe? Debt Collectors Get Social Too

Debt Collectors are using social networking sites to search for debtors by name and attempt to be their “friend”. Once your profile is accessible, an abundance of personal information can be exposed. ...

Americans Raising Their Personal Debt Ceilings Again

Consumer debt has increased each month in 2011, according to New Reserve statistics. The total consumer debt rose by 2.5 percent just in May alone. And recent surveys show that lending institutions expect half of all credit card balances will rise over the next six...

Real World Credit Advice for Young Adults

Check out this informative article written to a recent college graduate who has never owned a credit card. The author explains the value of owning a credit card and using it in a responsible manner.  He also explains the importance of credit scores and what...

OBAMA WANTS SHIELD FOR CONSUMERS

On the president's wish list for financial regulatory reform: A controversial agency that will monitor credit card and mortgage practices. When President Obama takes the podium on Wednesday to talk about his proposals for avoiding the next financial crisis, he is expected to unveil one idea...