credit reporting Tag

  • Sort Blog:
  • All
  • 93A
  • CLASS ACTIONS
  • CONSUMER PROTECTION
  • CREDIT REPORTING
  • CULIK LAW NEWS
  • DEBT ALTERNATIVES
  • DEBT COLLECTION
  • DEBT DEFENSE
  • EMPLOYEE RIGHTS
  • FCRA
  • FDCPA
  • FINANCIAL HEALTH
  • GIVING BACK
  • JOSEF CULIK
  • KRISTIN THURBIDE
  • MORTGAGE LITIGATION
  • RESOURCES
  • SMALL BUSINESS
  • STUDENT LOAN DEBT
  • TCPA
Consumer Protection Rights

Consumer Protections at Risk of Being Rolled Back; How to Help

The new administration announced plans to roll back consumer protections via an Executive Order. Although the order is vague, it essentially gives the U.S. Department of the Treasury instructions to restructure and limit the Dodd-Frank Act, the law passed to increase consumer protections after the...

credit report errors

Reporter Describes Arduous Journey Fixing Credit Report Errors

Credit reporting agencies’ “files are full of obvious credit report errors that the companies are in no rush to correct.” So says journalist Bobby Allyn, who was stymied by credit report errors maintained by credit reporting agency Trans Union. When trying to get an apartment, mistakes in his credit report...

credit report errors

Credit Report a Nightmare? John Oliver Thinks So, Too

In a recent episode of HBO’s “Last Week Tonight,” John Oliver took the credit reporting agencies to task and discussed what a nightmare a credit report can be. These companies, Equifax, Experian, and TransUnion, keep reports on most Americans who have ever had a financial account....

Credit Reporting Rights Culik Law

Fair Credit Reporting Act: 5 Big Rights You Should Know

Your credit report plays a huge part in big life purchases, employment, and helping you  appear financially fit for lower interest rates, credit approval, and funding for personal or business needs. It's important that it's correct and reflects an accurate portrayal of your payment and...

Culik Law Credit Reporting

More Ways To Dispute Errors On Your Credit Report

Until recently, if a consumer had a dispute about an inaccurate credit report, he or she could submit a dispute online, but could not provide any supporting information. Because no documentation could be provided, this made it unlikely that the dispute would be resolved. But the...

How Bankruptcy Can Actually Improve Your Credit

Did you know that bankruptcy might be able to improve your credit score quicker than not filing? Your credit report contains a detailed summary of your recent financial information. Among other things, it can list all recent payments, missed payments, civil lawsuits, tax liens, and...

CFPB’s Plan to Monitor Credit Bureaus

Credit bureaus collect all sorts of information about us from credit card companies. This information affects whether you can get a mortgage, a credit card, an apartment, and virtually every aspect of your financial life. ...