Debt Buyer Tag

CACH debt collector

Culik Law Vacates Judgments of Debt Buyer CACH, LLC

In two recent cases, Culik Law obtained court orders vacating default judgments against Massachusetts consumers by debt buyer CACH, LLC. The judgments had been entered against a Massachusetts consumer over five years earlier. The court held that the judgment was void because CACH, LLC was not...

Banks not Debt Collector under FDCPA

Bank Not a Debt Collector Under the FDCPA, Says Supreme Court

The Supreme Court has issued a long-awaited opinion addressing what type of company qualifies as a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The high court held that a bank who collects debts that it owns, even though the bank purchased the...

CFPB Acts to Stop Robo-signed Chase Credit Card Documents

The federal Consumer Financial Protection Bureau entered into a settlement with JPMorgan Chase for robo-signing of affidavits filed by Chase in debt-collection lawsuits. The investigation into Chase’s collection practices stems from public revelations about robo-signing by a Chase whistleblower a few years ago. Chase signed affidavits...

Common Problems with Junk Debt Buyer Assignments

We’ve previously commented on lawsuits by junk debt buyers, but today we want to look deeper into the types of documents debt buyers use to prove their cases. These documents are typically faulty or inadmissible under the Massachusetts Rules of Evidence. There are typically three documents...

Attorney Joe Culik Presents at Workshop on Defeating Debt Buyers

Attorney Joe Culik is a presenter at a conference today in Boston called “Sharing Strategies for Defeating Debt Buyers,” sponsored by the National Consumer Law Center, a nationally recognized advocacy group whose mission is to work for consumer justice. The conference is an educational seminar for Massachusetts...