debt defense Tag

What to Do if You are Sued for a Debt by Cavalry SPV I

Culik Law is a consumer protection law firm in Boston, Massachusetts. We help consumers against debt collectors and only represent or provide legal advice to individuals who live or are being sued in Massachusetts. This is a blog about debt collector Cavalry SPV I. If...

Consumer Protection Bureau To Focus On Unfair Debt-Collection Practices

The federal Consumer Financial Protection Bureau has issued releases stating that it intends to pursue creditors and debt collectors for any unfair and deceptive actions that they take against consumers.  In the first bulletin, the CFPB clarifies that statements that are “misleading” are prohibited, so long...

How to Defend Against a Debt-Collection Lawsuit

If you have received a notice that a debt collector filed a lawsuit against you in court, you may be wondering what to do. Often, people who are sued do not actually owe the debt because the account at issue was paid off already, or...

What Can Bankruptcy Do For Me?

What Can Bankruptcy Do For Me? Depending on what type of debt you owe, bankruptcy is intended to provide you with an orderly process to either discharge or repay your debts. Whether you owe credit cards, taxes, student loans, car loans, mortgages, or are facing a...

8 Simple Ways To Elevate Your Credit Score

8 Simple Ways To Elevate Your Credit Score Is your credit (FICO) score helping you or hurting you? Were you recently denied credit or a good interest rate because of it? There are a few things you can start doing right now to up your score...

CFPB’s Plan to Monitor Credit Bureaus

Credit bureaus collect all sorts of information about us from credit card companies. This information affects whether you can get a mortgage, a credit card, an apartment, and virtually every aspect of your financial life. ...

Friend or Foe? Debt Collectors Get Social Too

Debt Collectors are using social networking sites to search for debtors by name and attempt to be their “friend”. Once your profile is accessible, an abundance of personal information can be exposed. ...

Americans Raising Their Personal Debt Ceilings Again

Consumer debt has increased each month in 2011, according to New Reserve statistics. The total consumer debt rose by 2.5 percent just in May alone. And recent surveys show that lending institutions expect half of all credit card balances will rise over the next six...

Real World Credit Advice for Young Adults

Check out this informative article written to a recent college graduate who has never owned a credit card. The author explains the value of owning a credit card and using it in a responsible manner.  He also explains the importance of credit scores and what...