FCRA Tag

credit report errors

Reporter Describes Arduous Journey Fixing Credit Report Errors

Credit reporting agencies’ “files are full of obvious credit report errors that the companies are in no rush to correct.” So says journalist Bobby Allyn, who was stymied by credit report errors maintained by credit reporting agency Trans Union. When trying to get an apartment, mistakes in his credit report...

credit report errors

Credit Report a Nightmare? John Oliver Thinks So, Too

In a recent episode of HBO’s “Last Week Tonight,” John Oliver took the credit reporting agencies to task and discussed what a nightmare a credit report can be. These companies, Equifax, Experian, and TransUnion, keep reports on most Americans who have ever had a financial account....

You Got Your Credit Reports. Now What Do You Do?

Credit bureaus make it hard enough to get your credit reports. You have to either navigate through confusing online menus, answer identity questions from your distant past, or wait weeks to receive the official one in the mail, if it ever arrives. But when you...

Culik Law Files Credit Reporting Suit Against PNC

Culik Law has filed a lawsuit against mortgage giant PNC Bank in federal court in Boston, Massachusetts. The lawsuit alleges that PNC furnished inaccurate information about a Massachusetts consumer’s account history, which was included on the consumer’s credit report. The suit also alleges that PNC unlawfully...

Credit Reporting Rights Culik Law

Fair Credit Reporting Act: 5 Big Rights You Should Know

Your credit report plays a huge part in big life purchases, employment, and helping you  appear financially fit for lower interest rates, credit approval, and funding for personal or business needs. It's important that it's correct and reflects an accurate portrayal of your payment and...

Culik Law Credit Reporting

More Ways To Dispute Errors On Your Credit Report

Until recently, if a consumer had a dispute about an inaccurate credit report, he or she could submit a dispute online, but could not provide any supporting information. Because no documentation could be provided, this made it unlikely that the dispute would be resolved. But the...