JOE CULIK

The Top 4 Defenses for Stopping a Debt Collection Lawsuit

There are many defenses that can be raised to a debt collection lawsuit, but there are four top defenses that are used by consumers when sued by a collector sues you. This post describes those defenses. If you have been sued by a debt collector for...

Mr. Cooper Mortgage Collection Letters Violate FDCPA, Says Judge

Mr. Cooper Mortgage Collection Letters Violate FDCPA, Says Judge

A recent federal court decision in a lawsuit against Seterus (now known as Mr. Cooper) reveals interesting details about the mortgage foreclosure, servicing, and other collection procedures used in the course of the mortgage business. The class-action lawsuit was filed alleging that Seterus/Mr. Cooper violated the...