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FDCPA debt Massachusetts

Court Limits Application of FDCPA Validation Provisions

Under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, debt collectors are required to provide verification (also sometimes called validation) of a debt being collected if a consumer sends a written dispute. A recent federal court case explains the potential limits of this...

debt collector harassment

What Should You Do if You Are Being Harassed By a Debt Collector?

Make no mistake – it is illegal for a debt collector to harass you. It violates the federal Fair Debt Collection Practices Act, as well as the Massachusetts Consumer Protection Act. But what constitutes “harassment”? And how do you prove that a debt collector has been...

Odometer Roll-Backs a Concern for Massachusetts Drivers

When purchasing a used car, the car’s mileage -- as indicated on the odometer -- may be the deciding factor whether or not to buy or keep shopping. Shoppers rely on the odometer to estimate the car’s total wear and it helps determine the price....