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Banks not Debt Collector under FDCPA

Bank Not a Debt Collector Under the FDCPA, Says Supreme Court

The Supreme Court has issued a long-awaited opinion addressing what type of company qualifies as a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The high court held that a bank who collects debts that it owns, even though the bank purchased the...

Massachusetts Bank Making Millions from Overdraft Fees

Consumers in Massachusetts are paying millions of dollars in overdraft fees, reports the Boston Globe. In just the first three months of 2015, the four largest banks in Massachusetts collected a total of $517 million in overdraft fees. The largest bank in Massachusetts, Bank of America,...